Keystone Financial

How do I buy my own Keystone Financial Franchise?

In order to buy a Keystone Financial franchise of your own, you will be required to have a minimum of $250,000 in liquid capital and be able to make an initial total investment of $408,400 - $714,500. Your investment will cover the cost of starting your own Keystone Financial location such as the franchise fee, marketing expenses, office equipment, licenses and permits, equipment as well as training

Total Investment$408,400 - $714,500

Cash Required$250,000

Business TypeFranchise

Target MarketSee List

Own a KeyStone Financial Franchise

KeyStone Financial is one of the only small consumer loan franchise businesses in the country. With a unique and flexible business model, franchisees benefit from strong support and the opportunity to help fill a major gap in the financial services industry.

Open a Keystone Financial in any of these available states: AL, GA, KY, LA, MO, MS, OK, SC, TN, TX

About

Be the Banker

As a KeyStone franchise owner, you function as the banker—offering installment loans to customers using a time-tested, proprietary lending model. This franchise opportunity allows you to operate a rewarding and potentially high-impact business with real returns and measurable community benefit.

What Makes KeyStone Different

Revolutionizing the Lending Experience

KeyStone is committed to reshaping the small loan lending space by prioritizing fairness, transparency, and outstanding customer service. Franchisees play a vital role in setting a new ethical standard for the industry.

Mission-Driven Culture

Every KeyStone franchise works to break stereotypes commonly associated with small loan businesses. The brand stands for respectful, honest, and personalized service to every customer it serves.

Comprehensive Franchise Support

From initial training to ongoing operational guidance, KeyStone provides full support to help franchisees thrive. Whether you're actively managing day-to-day operations or functioning as a semi-absentee owner, you'll receive the tools and training needed for success.

Who We're Looking For

Ideal franchise candidates are leaders who can manage a team and stay focused on the fundamentals of the lending business. While finance experience can help, it’s not required—commitment to professionalism and customer care is key.

Franchise Ownership Path

The onboarding process is structured to ensure you're well-prepared every step of the way:

Initial Inquiry
Prequalification Questionnaire
Prequalification Call
Discovery Day
Approval and Franchise Award
FDD Agreement
Grand Opening

^* This information may have changed since first published. We recommend that you always verify fees, investment amounts, and offers with the business opportunity directly prior to making a decision to invest.